Every Milestone Begins with the

Right Investment.

Every Milestone Begins with the Right Investment.

Mutual funds made simple - so you can focus on what matters most. The right fund for every goal, every stage, and every dream you're working toward.

Let's Get You Started

What are Mutual Funds?

A mutual fund pools money from many investors to build a diversified portfolio of stocks, bonds, or other securities, managed by a professional AMC and regulated by SEBI. Payal Edge helps you access the full range of mutual fund schemes - equity, debt, hybrid, index funds, and more - suited to every risk profile and investment horizon.

Why Mutual Funds?

Professional Management

Full-time fund managers make and monitor investment decisions on your behalf.

Professional Management

Full-time fund managers make and monitor investment decisions on your behalf.

Diversification

Owning units across many stocks or bonds spreads and reduces your risk.

Diversification

Owning units across many stocks or bonds spreads and reduces your risk.

Liquidity

Redeem your units and receive funds in your account within 1–3 business days.

Liquidity

Redeem your units and receive funds in your account within 1–3 business days.

Economies of scale

Large-volume buying lowers transaction costs compared to individual investors.

Economies of scale

Large-volume buying lowers transaction costs compared to individual investors.

Tax Efficiency

No tax on internal churning. Fund managers can freely rebalance the portfolio without triggering any tax for you — you're only taxed at redemption.

Tax Efficiency

No tax on internal churning. Fund managers can freely rebalance the portfolio without triggering any tax for you — you're only taxed at redemption.

SIP flexibility

Start with as little as ₹500/month and build wealth through rupee-cost averaging.

SIP flexibility

Start with as little as ₹500/month and build wealth through rupee-cost averaging.

Mutual Fund Types

Classification of Funds (as per SEBI Categorisation Guidelines)

Equity Schemes

Equity

Schemes

Debt Schemes

Debt

Schemes

Hybrid Schemes

Hybrid

Schemes

Solution-Oriented & Other

Solution-

Oriented

& Other

Large / Mid / Small Cap

Large /

Mid /

Small Cap

Overnight Money Market

Conservative Hybrid

Conservative

Hybrid

Retirement Fund

Retirement

Fund

Large & Mid Cap

Large

& Mid Cap

Ultra Short & Low Duration

Ultra Short

& Low

Duration

Balanced Hybrid

Balanced

Hybrid

Children's Fund

Children's

Fund

Multi Cap / Flexi Cap

Multi Cap

/ Flexi Cap

Short & Medium Duration

Short

& Medium

Duration

Aggressive Hybrid

Aggressive

Hybrid

Index Funds & ETFs

Index Funds

& ETFs

ELSS

Long Duration & Gilt

Long

Duration

& Gilt

Dynamic Asset Allocation

Dynamic

Asset

Allocation

Fund of Funds (FoF)

Fund

of Funds

(FoF)

Sectoral / Thematic

Sectoral

/ Thematic

Corporate & Credit Risk

Corporate

& Credit

Risk

Multi Asset Allocation

Multi

Asset

Allocation

Gold ETFs

Value / Contra / Focused

Value /

Contra /

Focused

Banking, PSU & Floater

Banking,

PSU &

Floater

Arbitrage & Equity Savings

Arbitrage &

Equity

Savings

International Funds

Our Approach
How we help you invest

Personalised consultation

We understand your financial goals, liquidity needs, and risk tolerance to help you explore mutual fund schemes that align with your investment objectives.

Goal-based fund selection

We shortlist funds aligned to your specific goals — retirement, children's education, tax saving, or wealth creation.

Seamless portfolio setup

Paperless onboarding, KYC assistance, and SIP activation handled end-to-end by our team.

Ongoing review & optimisation

Regular portfolio reviews to rebalance, switch, or step up SIPs as your life evolves.

Personalised consultation

We understand your financial goals, liquidity needs, and risk tolerance to help you explore mutual fund schemes that align with your investment objectives.

Goal-based fund selection

We shortlist funds aligned to your specific goals — retirement, children's education, tax saving, or wealth creation.

Seamless portfolio setup

Paperless onboarding, KYC assistance, and SIP activation handled end-to-end by our team.

Ongoing review & optimisation

Regular portfolio reviews to rebalance, switch, or step up SIPs as your life evolves.